This Christmas valley home has been owned by the same family that purchased it new in ’99 and it’s rarely been used so it’s in great condition. The southern exposure offers great morning sun and good driveway conditions in the winter! The 3-car garage provides plenty of space for a boat, snowmobiles or other Tahoe toys. Enjoy upstairs living with a vaulted great room that centers around a rustic river rock gas fireplace and offers an abundance of windows for mountain views and terrific natural lighting. A lovely Master Suite complete with see through fireplace to a spacious bath with jetted tub, stall shower and double vanity. 8′ doors adorn the entire upstairs for a luxurious feel. The downstairs family room is great for guests or kids with plenty of space, another fireplace and quick access to a flat, fenced in backyard. The home comes completely furnished top to bottom along with window coverings.

For more information this home is listed by Mark Salmon.

Great opportunity to invest in a delightful neighborhood without the hassles of a short sale. Situated close to forested trails and within 10 minutes to beaches, golf and Heavenly skiing, this home is an ideal opportunity for first time home buyers, second home getaways and retirees. As a single story Ponderosa chalet features include open beam vaulted pine ceilings, large windows and stone hearth and open living area. The rake windows allow for extra light and ambiance. Down the hall are two bedrooms and two baths. With a bit of TLC, this house will proudly be called your Tahoe home.

For more information and property details, this property is listed with the Souers Team.

New Years Eve Pool Party at the Onsen Beach & Nightclub inside MontBleu
Resort Casino.

Where: 55 Highway 50. Stateline, NV 89449

When: December 31^st at 10pm

Info: From 10pm til dawn anything goes. New this year, party in the ultra exclusive Onsen Beach & Nightclub. MontBleu’s indoor pool is a scene like no other available. Party in our poolside grotto featuring over $50,000 in lighting and sound. $500 Bikini Contest, pool aerialists and DJ J-Bird. For table or VIP Bottle Service reservations call VIP Host Ted Johanson at 775.586.2000.

Price: $75 Advance, $100 Dec 30 & 31 (Plus Tax & Fees).

Contact info: Onsen Beach & Nightclub – (775) 588-3515

montbleuresort.com/general_details.php?id=367

New Years Eve Nightclub Party at Opal Ultra Lounge, Blu Nightclub & The MontBleu Convention Center inside MontBleu Resort.

Where: 55 Highway 50. Stateline, NV 89449

When: December 31^st at 10pm.

Info: World-class New Year’s Eve Party featuring live music by Pop Fiction.  From 10pm til dawn anything goes. Enjoy a world-class New Year’s Eve Party, admission includes all access to Opal Ultra Lounge, Blu Nightclub and their main party in the 10,000 square foot Convention Center featuring live music from San Francisco’s favorite party band “Pop Fiction”. Enjoy Go-Go Dancers, body painting and DJ David Aaron.

Price: $55 Advance, $75 Dec 30 & 31 (Plus Tax & Fees)

Contact info: Nightclubs inside MontBleu Resort Casino & Spa – (775) 588-3515 | (888) 829-7630

www.montbleuresort.com/general_details.php?id=368

Cabo Wabo Cantina New Year’s Eve Party inside Harveys Lake Tahoe.

Where: 18 Highway 50. Stateline, NV 89449

When: December 31^st from 9pm to 2:30am.

Info: Cabo Wabo Cantina New Year’s Eve Party inside Harveys Lake Tahoe. Featuring Audioboxx

Price: $50 per person

Contact info: Cabo Wabo Cantina Lounge inside Harveys Lake Tahoe – (775) 588-2411

www.harveystahoe.com/casinos/harveys-lake-tahoe/casino-misc/cabo-wabo-cantina-lounge-detail.html

New Years Eve Celebration Dinners at Apres Wine Company.

Where: Ski Run Center, 3668 Lake Tahoe Blvd. South Lake Tahoe, CA 96150

When: December 31^st.  Two seatings: 5pm to 8pm & 9pm – ?

Info: New Year’s Eve Celebration Dinners at Après Wine Company – Countdown to 2012! A special menu has been designed to ring in the New Year. The bubbles will be flowing with champagne toasts on the hour! RSVP soon!

Price: $159 per couple; $85 singles

Contact info: Apres Wine Company – (530) 544-9463

apreswineco.com/

“Memories of Elvis” Starring Lloyd Aaron Douglas. New Years Eve Dinner & Show Package Celebration at the Horizon Casino.

Where: 50 Hwy 50. Stateline, NV 89449

When: December 31^st.  1st Dinner / Show Seating: 7:00 PM, Show at 8:00 PM – 2nd Dinner / Show Seating: 9:30 PM, Show at 10:30 PM

Info: Package includes: A Three Course Gourmet Dinner, Elvis Show, Party Favors, Free Flowing Champagne. Two Dinner Shows at the Golden Cabaret Showroom. 1st Dinner / Show Seating: 7:00 p.m. 2nd Dinner / Show Seating: 9:30 p.m. Shows at: 8:00 and 10:30 p.m. Ticket Booth: (1-800) 683-8266. Online Ticket Sells:  www.TicketWeb.com. Ranked #1 Elvis Tribute Artist in Northern California.

Price: $59.95 per person

Contact info: Horizon Casino Resort – (775) 588-6211

www.horizoncasino.com/entertainment.php

A Heavenly New Year’s Celebration at the Heavenly Village.

Where: 1001 Heavenly Village Way. South Lake Tahoe, CA 96150

When: December 31^st from 3pm to 9pm.

Info: Ring in the New Year with a Heavenly New Year’s Celebration. To kick off the day, take a stroll around the Village to view the ice sculpture displays.  Join in games, face painting, live music and an encore ice sculpting performance.  Cap the night off with a magical Gondola Ball Drop and fireworks display! (Gondola drop on East Coast time and approximately 5-10 minutes of fireworks).

Contact info: Heavenly Village – (775) 586-7000

www.skiheavenly.com/nightlife-and-activities/events/heavenly-holidays.aspx

Celebrate New Year’s Eve on the Lake aboard the M.S. Dixie II or Tahoe Queen.

Where: (M.S. Dixie II) 50 760 U.S. Hwy 50. Zephyr Cove, NV 89448. (Tahoe Queen) 900 Ski Run Blvd. South Lake Tahoe, CA 96150

When: December 31^st.  6:30pm M.S. Dixie II and 9:30pm Tahoe Queen

Info: Celebrate the New Year dining and dancing on the Tahoe Queen or MS Dixie II; where the party is eloquent and the neighbors can’t complain about the noise. With a “New Year’s Toast” and party favors, come sailing into 2012! The Steve Walker Band will be serenading the Tahoe Queen while the Safari Band will be getting the party started on the MS Dixie II.

M.S. Dixie II
Eastern Time Family Celebration
6:30pm – 9:30pm
Plated Menu: Yellow Beet and Herbed
Goat Cheese; Certified Angus Beef Top
Sirloin or
Pan Seared Scottish Salmon; Triple
Chocolate Mousse.
A kids menu will be available: Kids Hot
Dog; Kids Cheese Burger; Kids Tenders;
Kids Grilled cheese; all served with
French fries in a beach pail

Tahoe Queen
Western Time Celebration
9:30pm – 12:30am
Buffet Menu: Classic Caesar Salad;
Herb Rubbed Steamship of Pork;
Roasted Salmon;
Lemon Herb Chicken; Roasted
Heirloom Potatoes; Haricot Vert with
Bacon and Shallots; Assorted Desserts

Price: Adult: $109 • Child: $49 – Includes cruise, plated or buffet dinner, champagne toast and party favors.

Contact info: Lake Tahoe Cruises – 1 (800) 238-2463

 www.laketahoecruises.com

Vex Nightclub New Year’s Eve inside Harrah’s Lake Tahoe.

Where: 50 15 Hwy 50. Stateline, NV 89449

When: December 31^st  at 9pm.

Info: “Welcome to the Jungle”. Opening early at 9pm
Dance acts 10:30pm -1:00am. Bottle service available.
Free bottle of Champagne included in all VIP booth sales
New Year’s Eve hats and party favors provided

Price: $120 admission – $100 advance admission

Contact info: VEX Nightclub inside Harrah’s Lake Tahoe – (775) 586-6705 | (800) 427-7247

www.harrahslaketahoe.com/EventsDetail.do?detailName=new-years-eve-vex-detail&locationCode=TAH

Snowglobe Music Festival in Lake Tahoe

Where: 1 College Drive. South Lake Tahoe, CA 96150

When: December 31^st  from 4pm to 1am.

Info: For three days, the festival will sprawl out in the luxuriant setting of Lake Tahoe’s south shore, offering three main stages and over 45 world-class musicians to help ring in what is sure to be an unbeatable New Year’s Eve celebration. Brought to you by the producers of the SnowBall Music Festival (Avon, CO), SnowGlobe promises to be a unique music festival experience, combining music and mountains to create an unstoppable force of fun this New Year’s Eve.

Price: $ $149.99 per person

Contact info: Lake Tahoe Community College – 1 (888) 512-SHOW

snowglobemusicfestival.com

The festival will take place during the following times:
Thursday, December 29th: 2pm – 11pm (doors open at 1pm)
Friday, December 30th: 2pm – 11pm (doors open at 1pm)
Saturday, December 31st: 4pm – 1am (doors open at 3pm)

Brought to you by the producers of the SnowBall Music Festival (Avon, CO), SnowGlobe promises to be a unique music festival experience, combining music and mountains to create an unstoppable force of fun this New Year’s Eve.

New lasts longer! Get your money’s worth in a brand new Bremson home located in the popular Tahoe Island area. From the minute you approach the front steps, you’ll know the builder chose to use high-quality materials throughout the construction of this home. Full cedar wrap & natural stone frame the exterior of this two story contemporary home. The entry to the home is a stone landing offering the choice to head up to the main living area or down to the family room & guest bedrooms. The great room features stone flooring with ease of care while providing classic Tahoe ambiance. Vaulted ceilings add additional light & spaciousness. Cabinets are alder with granite slab counters. The gas fireplace is located in the corner of the great room which is ideal for space-saving opportunities. The roomy master suite feautres vaulted ceilings & a private deck, a splendid suite featuring a jetted tub, dual sinks, walk-in shower & classic stone accents.

For more information and property details, this property is listed with the Souers Team.

Good newer split level home in a great central location and close to all amenities, shopping, hiking trails, skiing and public trans portation. This home has a the Tahoe feel and would make the perfect residential home being a second or vacation home. Large master bedroom with tub and seperate stand up shower. All contracts/offers are subject to Onewest senior management approval and any offers or counter offers by Onewest are not binding unless the entire agreement is ratified by all parties.

For further information and property details, this property is listed with Flip Walker.

Help is available, but be prepared to do some homework

There is good news — previously reported, but little understood — for homeowners who are at high risk of losing their home.

Lenders do not want to foreclose if it’s possible the homeowners can be helped.

If homeowners are willing to cooperate with your mortgage servicer, there is practically no reason to be foreclosed on in today’s market if your loan is with a national lender. Short-sale help is the lenders’ antidote.

According to a Chase spokesman, the lender not only does not want to foreclose, but the lender doesn’t want the homeowner to move if the lender can help the owner stay in the home. And there may be a good chance the owner can stay.

A bank’s first preference is to modify a homeowner’s mortgage — lowering the monthly payment and keeping the owner in the home.

If that doesn’t work, the bank doesn’t want to foreclose. Instead, the bank wants you to be able to leave your home with your pride, your financial situation and the home itself in as good a shape as possible. Often, they want you to short-sell if you cannot stay.

But homeowners must take the first step: They must ask for help.

Making Home Affordable, an official program of the U.S. departments of Treasury and Housing and Urban Development, is one valuable program available to distressed owners.

Homeowners certainly can and should have input on what happens to their home. First, they must obtain the right information to help them understand whether they would be able to refinance or get a mortgage modification and stay put. Or they could try to sell the home for less than they owe on it, sign over the deed-in-lieu of foreclosure, and face a full-bore foreclosure.

If you are struggling with monthly mortgage payments or who have already missed a payment, now is the time for them to take action. Start today by learning more about the options available by clicking the website addresses below that address their situation:

• Homeowners trying to avoid mortgage troubles who see storm clouds rolling in during the months ahead.
• Homeowners struggling with mortgage payments who could stay if the interest rate and monthly payment were smaller. Homeowners have been able to lower their mortgage payments more than $500 each month — a significant savings for families.
• Unemployed homeowners facing foreclosure who can get temporary help from their state, but who ultimately may have to make a graceful and financially supportive exit.

FHA refinance for borrowers with negative equity (FHA Short Refinance)

If homeowners are current on their mortgage but owe more than their home is worth, Federal Housing Administration Short Refinance may be an option that their mortgage servicer will consider.

FHA Short Refinance was designed to help homeowners refinance into a more affordable, more stable FHA-insured mortgage. If their current lender agrees to participate in this refinance, they will be required to reduce the amount owed on the first mortgage to no more than 97.75 percent of the home’s current value.

Participation of mortgage servicers is voluntary; homeowners can contact the servicer — the company to which they send the mortgage payments — to determine whether the servicer is participating.

For more information

For questions about FHA Short Refinance, contact the FHA National Servicing Center at 877-622-8525or 877-622-8525, or visit this website: HUD.gov/offices/hsg/sfh/nsc/nschome.cfm.

The bottom line: The lender doesn’t want the homeowner’s house and is highly motivated to help the owner refinance or sell via short sale.

Source: “Distressed owners: Lenders do not want your home” Inman News by David Fletcher (Dec. 7, 2011)

Very Clean Tahoe Keys home. Great location with amenities to indoor/outdoor pools, tennis courts, beach, marina and boat launch. Livingroom opens out to the deck in the back to provide spacious room for those entertaining nights. This 3 bedroom 2 1/2 bathroom offers 2697 sqft and would be a great full time residence second/vaction home. All contracts/offers are subject to Onewest Senior management approval and any offers or counter offers by Onewest are not binding unless the entire agreement is ratified by all parties.

For further information and property details, this property is listed with Flip Walker.

This Christmas is going to be a very special one here in South Lake Tahoe. In the spirit of the season and coming together in community, we’re having the First Annual Meyers Tree Lighting and Drum Circle Event. Local business will be hosting a tree lighting with a Christmas tree wrapped in over 7,000 lights to show support and love of the holiday season. There will be a drumming circle and you are welcome to bring your own drum to join in.

The Event will take place on Friday, December 9^th in the Divided Sky/Downtown Café Parking lot. The tree lighting will begin at 6pm.

Come and celebrate the holidays with the Meyers Community. Attendees can also enjoy hot chocolate, popcorn and entertainment. You can’t miss it, even Santa will drop in!

For more information on attending or on how to donate to the event, contact Rene Brejcat at 530-577-7111.